Author Archives: Williams

Foreclosure Hotline

Connecticut residents who are behind in their mortgage or are facing foreclosure on their homes may call the Foreclosure Hotline toll-free at 1-877-472-8313 to receive advice and guidance regarding their mortgage issues and their foreclosure case status.  The toll-free hotline is open Monday – Friday 8:00 a.m. to 5:00 p.m.  Those who call after hours may leave a message and their call will be returned within two business days.

For additional information, visit http://www.ct.gov/dob/site/default.asp.

Re-entry Director Services Available

For those recently released from incarceration, finding supports for successful re-entry into the community can be a challenge. United Way 2-1-1 has two resources to assist these individuals and their families.  The new Greater Hartford Re-Entry Services Directory includes information on food assistance, job training programs, transportation, health care resources and much more for nine towns in the Hartford area. For those outside of the greater Hartford area, 2-1-1 maintains an online Re-Entry Search Engine with statewide resources.

United Way 2-1-1 is a one-stop connection to local services, from utility assistance, food, housing, child care, after school programs, elder care, crisis intervention and much more.  Just dial 2-1-1 (from out of state 800-203-1234) or visit them at 211ct.org.

Resources For Dealing With Current Heat Wave

Below are links to resources available to Connecticut residents regarding this current heat wave.

 

Free Summer Meals

Summer Food Service Program, a program that provides free nutritious meals and snacks, is available to children 18 years of age and younger throughout Connecticut.  There is no cost, no paperwork, no registration and no identification required.

There are locations throughout the state that run typically from mid-June to the last week of August (usually while school is not in session).  The times that breakfast, lunch or snacks are served vary by site.  To find the location nearest you and for more information, visit www.ctsummerfood.org or call toll-free 2-1-1.

Mandatory Health Insurance Starts January 2014

Mandatory health insurance for most Americans will go in effect in January 2014.  The 330,000 Connecticut residents that do not have health insurance coverage can start reviewing their options at Access Health CT.  Here you can learn about requirements and whether or not you qualify for free or discounted insurance.  Starting in October 2103, you can start reviewing and comparing insurance plans.

The costs and discounts vary depending on income.  For instance, if you are a family of four making $65,000, insurance premiums, with the program’s discounts, will be $5,736 a year.   Your out-of-pocket expenses will be maxed out at $6,250.  According to the Access Health CT website, you are getting a 53% discount on your monthly premiums.

It is important to note that if you decided not to purchase insurance, you could face tax penalties that will be phased in beginning in 2014.  The first year’s penalty is a minimum of $95 or 1% of total income but it does to increase to a minimum of $695 or 2.5% of income by 2016.  Exceptions do exist and include families that live below the poverty level, members of certain faiths, undocumented immigrants, Native American tribes and people in prison.